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How to Create a Family Budget

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create your family budget

For singles, creating a budget is relatively easy. They tend to have a good handle on how much money they have coming in, and when tracking expenses, they only have their own to think about. But creating a family budget is a whole new ball game. Most families have multiple sources of income. And when there are multiple spenders, that makes things much more confusing. This is one of the main reasons that families lack a formal budget. But having a budget and sticking to it can greatly improve a family's financial outlook. Making a family budget may be tricky, but it can be done. Here's how. 1. Take inventory of all income. If a certain source of income fluctuates from month to month, Keep Reading

Filed Under: Everything Family Tagged With: money saving tips

You CAN Afford To Be A Stay At Home Mom!

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you can afford to be a stay at home mom

From the moment I learned I was pregnant, I knew I wanted to be a stay-at-home mom. That feeling only strengthened when my beautiful son was born. I took one look at him and wondered how I could ever give up the opportunity to spend each and every day with him, watching him grow and learn, and exploring the world for the first time through his eyes. But there was a problem. We were a two-income family. How could we possibly afford to eliminate one of those incomes? Well, there are a lot of answers to that question and I’d like to share the ones I found with you. The first thing I looked at when determining “what we can afford” is how much money we made. I was wrong. What I really needed Keep Reading

Filed Under: Mom Tips, Tip Tuesday Tagged With: family

Walgreens Deals and Steals Week Of 11/16 – 11/22

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walgreens coupon deals

  Learn to shop for free/cheap this week at Walgreens. Deals this week include  cheap toothpaste, sugar, laundry detergent   and more! What’s different about this coupon match up is that I have hand picked only the best deals for you. No more digging through countless match ups containing items that have a $.01 coupon. It’s all about saving TIME and MONEY! If you are new to couponing or need help be sure to check out how to get started with coupons and understanding  coupon lingo . You can print a copy of the Walgreens coupon policy HERE Personal Care Buy 4 Aquaphor Healing Ointment, 0.35 oz 2 pk $5.99, regular price Spend $20.00, Receive $10.00 Register Reward Use four Keep Reading

Filed Under: Recipes Tagged With: walgreens

CVS Deals and Steals 11/16 – 11/22

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cvs coupon deals

Learn to shop for free/ cheap this week at CVS. Deals this week include free Tide Pods, cheap shave gel, shampoo and more! What’s different about this coupon match up is that I have hand picked only the best deals for you. No more digging through countless match ups containing items that have a $.01 coupon. It’s all about saving TIME and MONEY! If you are new to couponing or need help be sure to check out how to get started with coupons and understanding  coupon lingo . You can print a copy of the CVS coupon policy HERE FREEBIES CVS Glucose Tablets, 10 ct $1.50 Buy 1, Receive $1.50 ExtraBucks, Limit 1 Pay $1.50, Receive $1.50 ExtraBucks = FREE Personal Care PeroxiClear Keep Reading

Filed Under: Recipes Tagged With: cvs

Get FREE Personalized Christmas Items !

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learn how you can sang free christmas keepsakes

Vistaprint is one of the top names when it comes to any marketing item you need to promote your business. What most people don't know is anyone can order from Vistaprint, no special membership needed. They provide anything and everything you need to create custom products not just for your business but for your own personal desire as well. At Christmas time we love to send out personalized cards and I'm sure we are not the only ones, Vistaprint can help you with that to. Right now Vistaprint is offering $10 off any $10 purchase to all new customers. You don't have to settle for just personalized cards you can choose anything your heat desires. Don't think Vistaprint is only great for Keep Reading

Filed Under: Online Deals Tagged With: online deals

2014 Christmas Layaway Guide

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christmas layaway guide

Planning Christmas on a budget so you don't break the bank? Aren't we all. The good news is layaway is back in all of our favorite stores. Layaway is not only a really good option for stretching your holiday budget, but has the added benefit of keeping the gifts away from prying eyes. I love to  use layaway as a storage unit so my little house isn't over whelmed with added clutter! The Best part... wait for it, you can now start layaway online for free from most store! Find a guide to each store offering layaway and  policy info with alternative options below.   Walmart - Offers in store layaway only from Sept.12th - Dec15th. No opening fee Down payment- $10 or 10%, Keep Reading

Filed Under: Recipes Tagged With: money saving tips, thrifty ideas

Getting Started With Coupons Part 3: Start Your Coupon Stock Pile

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where to find coupons

Okay so im sure by now your tired of hearing me blab on and on about setting up a solid foundation. You are ready to finally really get started with actual physical coupons. Well I promise you I wont mention it again. We are going to put your organizational skills to the test now. In order to actually get started with coupons you need to find some first. The number one question I always get while telling somebody about couponing is where I get my coupons from. Well I get them from all over and you will to. I actually have a really hard time passing a coupon and not picking it up. I'm pretty sure its become an addiction now. When I first started coupon I had no idea really where to get my Keep Reading

Filed Under: Getting Started With Coupons Tagged With: getting started couponing

Getting Started With Coupons Part 2: Set Your Plan To Organize

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getting started with coupon organizing

The very first thing you need to decide before you even print or clip a coupon is how you are going to keep them organized. Before getting started with coupon organizing, let me tell you no one way will work for everyone and just because it works for me doesn't mean its the best way for you. I'm sure that you have already found a million articles that try to tell you how to organize coupons but, you never really get anywhere. That's because they are just telling you what to do without giving you the option to find what works best for you. I personally have had to try multiple methods before finding what worked for me. The first and most known method would obviously be the big coupon Keep Reading

Filed Under: Getting Started With Coupons Tagged With: getting started couponing

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